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The Ideal Muslim Businessman 51-60

The Ideal Muslim Businessman Broadcast
51
The generosity of Nabi (sallallahu ‘alayhi wa sallam) and the barakah of ten dirhams

Rasulullah (sallallahu ‘alayhi wa sallam) once purchased an upper garment for four dirhams from a fabric merchant. He left the shop wearing the garment, when an Ansari saw him and requested Nabi (sallallahu ‘alayhi wa sallam) to give him the garment. Nabi (sallallahu ‘alayhi wa sallam) removed it, gave it to him and went back to the shop to purchase a new garment for four dirhams. At this point he had two dirhams remaining.

On the way back, he saw a slave girl weeping. Her owners had given her two dirhams to purchase flour, but she misplaced the dirhams. Nabi (sallallahu ‘alayhi wa sallam) gave her the two remaining coins. She turned to proceed on her way, but she was still crying as she feared her owner will beat her. Rasulullah (sallallahu ‘alayhi wa sallam) accompanied her and walked with her to her master.

When they reached the owner’s home, Nabi (sallallahu ‘alayhi wa sallam) made salam seeking permission to enter, thrice, as they did not respond after the first salam. They did so as they recognised the voice of Nabi (sallallahu ‘alayhi wa sallam) and wanted the barakah of the du’a/salam of Rasulullah (sallallahu ‘alayhi wa sallam).

Nabi (sallallahu ‘alayhi wa sallam) informed them as to why he accompanied her. They freed her immediately. Nabi (sallallahu ‘alayhi wa sallam) gave them glad tidings of good and Jannah and then said, “Allah Ta’ala has indeed placed barakah in the ten dirhams. Allah clothed his Nabi, clothed an Ansari and freed a slave. I praise Allah who has granted us this sustenance through His power.”
(Al Mu’jamul Kabir, Hadith: 13607)

💡One never knows how far reaching the sadaqah could be.
Our duty is to spend with ikhlas & Allah Ta’ala does the rest.

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The Ideal Muslim Businessman Broadcast
52
Du’a for expansion in sustenance in old age

‘Aaisha (radiyallahu’anha) reports that Rasulullah (sallallahu’alayhi wasallam) used to make the following dua:

اَللَّھُمَ اجْعَلْ اَوْسَعَ رِزْقِکَ عَلَیَّ عِنْدَ کِبَرِ سِنِّی وَ انْقِطَاعِ عُمُرِی

Allahumaj’al awsa’a rizqika ‘alaya ‘inda kibari sini wanqita’i ‘umuri

Translation:
O Allah let your most abundant provision for me be during my old age; when it is the end of my life.
(Mustadrak Hakim, vol.1 pg.542)

N.B. This is a du’a for protection from poverty in old age, which -obviously- should be recited before old age.

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The Ideal Muslim Businessman Broadcast
53
Best Dhikr & Best Sustenance

Rasulullah (sallallahu ‘alayhi wasallam) said:

‘The best Dhikr is that which is done quietly and the best provision (livelihood) is that which is sufficient.’

(Musannaf ibn Abi Shaybah, Hadith: 35518 & Sahih Ibn Hibban; Al Ihsan, Hadith: 809)

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The Ideal Muslim Businessman Broadcast
54
Punishment for usurping land

A woman once disputed a piece of land with Sayyiduna Sa’id ibn Zayd (radiyallahu’anhu).

Sayyiduna Sa’id ibn Zayd (radiyallahu’anhu) said: ‘Let her have it. I heard Rasulullah (sallallahu’alayhi wasallam) say:
‘Whoever wrongfully usurps land equal to a palm span will be yoked with it together with the rest of the seven earths on the day of Qiyamah.’
Thereafter Sayyiduna Said ibn Zayd (radiyallahu’anhu) made the following du’a:
‘O Allah, If this woman is lying, then take away her eye-sight, and let her die in her home.’
The narrator says: ‘I saw her when she became blind, feeling the walls [when walking]. She would say: ‘The curse of Sa’id ibn Zayd got me.’

Once, while walking on her property, she fell into the well, which became her grave.’
(Sahih Muslim, Hadith: 1610)

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The Ideal Muslim Businessman Broadcast
55
A virtue of abundant istighfar (seeking forgiveness)

 Sayyiduna ‘Abdullah Ibn ‘Abbas (radiyallahu ‘anhuma) reports that Nabi (sallallahu ‘alayhi wa sallam) said:

“If anyone constantly seeks pardon (from Allah), Allah will appoint for him a way out of every distress and a relief from every anxiety, and will provide sustenance for him from where he expects not.”

(Sunan Abi Dawud, Hadith: 1518, Sunan Ibn Majah, Hadith: 3819)

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The Ideal Muslim Businessman Broadcast
56
The virtue of giving a loan

Sayyiduna Anas ibn Malik (radiyallahu ‘anhu) reports that Rasulullah (sallallahu ‘alayhi wa sallam) said:
“On the night of Mi’raj, I saw written at the gate of Jannah, ‘Charity brings a tenfold reward and a loan brings an eighteenfold reward.’ I said: ‘O Jibril! Why is a loan better than charity?’ He replied, ‘Because the beggar asks when he has something, but the one who asks for loan does so only because he is in need.’”
(Sunan Ibn Majah, Hadith: 2431)

💡Explanation:
Rewards are judged by the circumstances as well as the intentions behind the deed.
The above Hadith highlights the rich reward for extending loans; a concept which many do not realise, has – at times- a better yield than even sadaqah.

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The Ideal Muslim Businessman Broadcast
57
The best among you

Sayyiduna Abu Hurayrah (radiyallahu ‘anhu) reports that Nabi (sallallahu ‘alayhi wa sallam) said:

The best of you is he who is most generous in settlement.” [i.e paying without delaying or voluntarily paying the creditor more]

(Sahih Bukhari, Hadith: 2305, 2306, 2390 and Sahih Muslim, Hadith: 1601)

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Darul Hadith Research Centre,
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The Ideal Muslim Businessman Broadcast
58
The importance of settling debts

Rasulullah (sallallahu’alayhi wasallam) said:

“Every sin shall be forgiven for the martyr besides his debts.”

(Sahih Muslim, Hadith: 4860)

NB. There are a few types of debtors

1. One who takes a loan with no intention of re-paying.

2. One who takes a loan with the intention of re-paying, but delays his repayment even though he has the means.

3. One who takes a loan for the wrong reason; like to engage in haram or without any real need. His motive is to waste the wealth of others.

The warnings in the Hadith refers to these 3 types, and the like thereof.

4. As for one who took a loan out of genuine need, with the sincere intention of paying, but failed to settle his debt due to poverty, this kind of a person is not included in these warnings. This person will -insha Allah- not be held responsible in the hereafter. It is hoped that Allah Ta’ala will repay the creditor in the hereafter on behalf of this sincere debtor.

The above applies to all Muslims, the martyr and the non-martyr.

(See: Al-Ilma’ of Qadi ‘Iyad, vol.6, pg.303, Sharhul Ubbi ‘ala Sahih Muslim, vol.6 pg.611, Faydul Qadir, Hadith:10016 and Hashiyatus Sindhi ‘ala sunanin Nasai, vol.2 pg.60-61)

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The Ideal Muslim Businessman Broadcast
59
The gravity of unsettled debts

Sayyiduna ‘Abdullah ibn ‘Umar (radiyallahu ‘anhuma) has mentioned: “A person had passed away, thus they [i.e. the companions] passed by Rasulullah (sallalalhu ‘alayhi wasallam) and requested him to perform the Janazah Salah.

Rasulullah (sallalahu ‘alayhi wasallam) asked: ‘Does your companion have any debt?’

They replied: “Yes, O Rasulullah (sallallahu ‘alayhi wasallam), two gold coins.”

Rasulullah (sallallahu ‘alayhi wasallam) said: ‘[Then] You all perform the Janazah Salah [without me].’

A relative of the deceased then said: “It is upon me O Rasulullah (sallallahu ‘alayhi wasallam) [i.e. I will bear the responsibility of discharging the debt]”

Nabi [sallallahu ‘alayhi wasallam] asked: It is upon you and he is absolved from it [i.e. do you truly take on this responsibility]?

He replied: “Yes”

Rasulullah (sallallahu ‘alayhi wasallam) then performed the janazah salah.

Later on, Rasulullah (sallallahu ‘alayhi wasallam) met him and asked: ‘What have you done [about the debt]’?

He responded: “I haven’t finished [paying it off yet]”

Rasulullah [sallallahu ‘alayhi wasallam] said: “Alleviate [the pain of] your companion and hasten in discharging it.

Thereafter, the relative met Rasulullah (sallallahu ‘alayhi wasallam) and said: “Indeed I have just payed it off O Rasulullah (sallallahu ‘alayhi wasallam).

Rasulullah [sallallahu ‘alayhi wasallam] said: ‘It is now that you have alleviated [the pain of] your companion.’”

(Al Mu’jamul Awsat, Hadith: 3469)

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The Ideal Muslim Businessman Broadcast
60
Du’a to a debtor when settling a debt

The following du’a was recited by a Sahabi (radiyallahu’anhu) when Rasulullah (sallallahu’alayhi wasallam) paid him his due:

أَوْفَيْتَنِي أَوْفَى اللَّهُ بِكَ
Awfaytani awfallahu bika

Translation:
You have repaid me in full. May Allah repay you in full.
(Sahih Bukhari, Hadith: 2305)

N.B. The creditor is encouraged to recite this upon payment of the debt.

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Darul Hadith Research Centre,
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